Insurance: Strengthen our faith, families, heritage, and future!

Sample rates presented below are for informational purposes only. Call or write for additional plans and quotes.

Single Premium Plan

Single Premium: Our Most Popular Plan!

For the Single Premium Life plan, with one single payment the face amount of insurance is guaranteed for life. The plan immediately becomes fully paid-up and no further premiums are paid. Cash values will accumulate for this plan.

MALE

  Age at Issue $10,000 $25,000
  0 $905 $2,255
  10 $1,245 $3,105
  20 $1,695 $4,230
  40 $3,065 $7,655
  60 $5,375 $13,430

FEMALE

  Age at Issue $10,000 $25,000
  0 $780 $1,935
  10 $1,070 $2,660
  20 $1,480 $3,685
  40 $2,750 $6,860
  60 $4,830 $12,060
3-Pay Life

3-Pay Life: Our New, Economical Plan!

For the 3 Year Payment Life plan, premiums are payable for a period of 3 years only. The plan becomes fully paid-up at the end of 3 years and the face amount of insurance continues in force for the life of the member. Cash values will accumulate for this plan.

MALE

  Age at Issue $10,000 $25,000
  0 $325 $805
  10 $435 $1,080
  20 $595 $1,480
  40 $1,075 $2,680
  60 $1,905 $4,755

FEMALE

  Age at Issue $10,000 $25,000
  0 $280 $685
  10 $380 $935
  20 $520 $1,285
  40 $950 $2,360
  60 $1,710 $4,260
20-Pay Life

20-Pay Life: Affordable for Everyone!

For the 20 Year Payment Life plan, premiums are payable for a period of 20 years only. The plan becomes fully paid-up at the end of 20 years and the face amount of insurance continues in force for the life of the member. Cash values will accumulate for this plan.

MALE

  Age at Issue $10,000 $25,000
  0 $81.17 $142.92
  10 $98.35 $185.88
  20 $121.29 $243.22
  40 $220.80 $491.99
  60 $445.47 $1,053.67

FEMALE

  Age at Issue $10,000 $25,000
  0 $77.70 $134.25
  10 $87.70 $159.25
  20 $109.70 $214.25
  40 $196.40 $431.00
  60 $382.20 $895.50
Endowment Insurance

Endowment Insurance: Ideal for Juniors

Endowment at age 18 or 20 year endowment plans are ideal for parents and grandparents wishing to give junior a start in adult life or help pay for junior's education. The endowment lump sum becomes available at age 18 or at the end of 20 years (or on prior death). Cash values will accumulate for this plan. Not available in New York State. Premium rates for endowment at age 18 are the same for male and female.

MALE AT AGE 18 ANNUAL

  Age at Issue $10,000 $25,000
  0 $411.11 $1,027.77
  4 $568.38 $1,420.94
  6 $687.86 $1,719.64
  8 $856.04 $2,140.10
  10 $1,109.23 $2,773.07

MALE 20 YEAR ANNUAL

  Age at Issue $10,000 $25,000
  0 $366.30 $915.75
  10 $395.20 $988.00
  20 $426.40 $1,066.00
  40 $496.80 $1,242.00
  60 $578.40 $1,446.00

FEMALE AT AGE 18 ANNUAL

  Age at Issue $10,000 $25,000
  0 $411.11 $1,027.77
  4 $568.38 $1,420.94
  6 $687.86 $1,719.64
  8 $856.04 $2,140.10
  10 $1,109.23 $2,773.07

FEMALE 20 YEAR ANNUAL

  Age at Issue $10,000 $25,000
  0 $362.40 $906.00
  10 $391.00 $977.50
  20 $421.90 $1,054.75
  40 $491.60 $1,229.00
  60 $572.30 $1,430.75
Endowment Insurance

Life Paid Up at 85 Plan

The Life Paid Up at 85 Plan offers the highest amount of insurance for each dollar of premium of any plan which provides cash values and is offered by the RBO. Premiums are payable until the policy anniversary nearest the member's 85th birthday. Cash values will accumulate.

Annuity Plans

Annuity Plans

For the annuity plan, deposits may be paid at the discretion of the member. The member may choose a maturity date for the plan but it must be at least six years from the issue date and no later than the policy anniversary nearest the member's 85th birthday. The member may withdraw any portion of his or her account value at any time. In some cases the withdrawal may be subject to a surrender charge.

Accidental Death Benefit Rider

Accidental Death Benefit Rider

The Accidental Death Benefit rider pay a death benefit if death occurs as a result of accidental bodily injury. Premiums are payable to the earliest of the anniversary date nearest the member's 65th birthday and the end of the premium period for the plan to which the rider is attached. The rider is not available with the Single Premium Life or 3-Pay Life Plans.

Certificates of Deposits for Churches & Church Affiliated Organizations

Certificates of Deposits for Churches & Church Affiliated Organizations

These are available in amount between $100 to $50,000 deposits per year. Deposits/Withdrawals can be made once a quarter.